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	<title>CrunchGear &#187; insurance</title>
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	<link>http://www.crunchgear.com</link>
	<description>Gadgets, gear and computer hardware.</description>
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		<title>Allstate testing video games to lower insurance rates</title>
		<link>http://www.crunchgear.com/2008/10/02/allstate-testing-video-games-to-lower-insurance-rates/</link>
		<comments>http://www.crunchgear.com/2008/10/02/allstate-testing-video-games-to-lower-insurance-rates/#comments</comments>
		<pubDate>Thu, 02 Oct 2008 19:40:00 +0000</pubDate>
		<dc:creator>Doug Aamoth</dc:creator>
				<category><![CDATA[Headline]]></category>
		<category><![CDATA[Cars]]></category>
		<category><![CDATA[Driving]]></category>
		<category><![CDATA[Games]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[old people]]></category>

		<guid isPermaLink="false">http://www.crunchgear.com/2008/10/02/allstate-testing-video-games-to-lower-insurance-rates/</guid>
		<description><![CDATA[
Drivers in Pennsylvania between the ages of 50 and 75 will get to test out a new program by Allstate that’ll attempt to determine whether playing video games makes for better drivers. The pilot program will be open to 100,000 people who will be asked to play at least ten hours of memory-type games aimed [...]]]></description>
			<content:encoded><![CDATA[<p><img class="center" title="HardDrivin" style="display: inline" height="389" alt="HardDrivin" src="http://www.crunchgear.com/wp-content/uploads/2008/10/harddrivin.gif" width="540" /></p>
<p>Drivers in Pennsylvania between the ages of 50 and 75 will get to test out a new program by Allstate that’ll attempt to determine whether playing video games makes for better drivers. The pilot program will be open to 100,000 people who will be asked to play at least ten hours of memory-type games aimed at improving alertness. These drivers will then be compared to other 50- to 75-year olds who haven’t gone through the training, called “InSight” to see if accident rates differ.</p>
<p>The “brain fitness” games have been developed by a company called <a href="http://www.positscience.com/news/view.php?contentid=511">Posit Science</a>, based in San Francisco. If the program works well in Pennsylvania, Allstate may roll it out to other states as well. Apparently accident rates start to creep up around the mid-sixties age range, so if these games are able to help decrease accidents in and around that age bracket, it’d likely be a worthwhile program to pursue nationwide.</p>
<p>[<a href="http://www.positscience.com/news/view.php?contentid=511">Posit Science</a> via <a href="http://www.cnn.com/2008/TECH/10/01/older.drivers.videogames.ap/index.html">CNN/AP</a>] </p>
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		<title>The real story behind AT&amp;Ts &#8220;iPhone Insurance&#8221;</title>
		<link>http://www.crunchgear.com/2008/05/20/the-real-story-behind-atts-iphone-insurance/</link>
		<comments>http://www.crunchgear.com/2008/05/20/the-real-story-behind-atts-iphone-insurance/#comments</comments>
		<pubDate>Tue, 20 May 2008 09:58:25 +0000</pubDate>
		<dc:creator>Greg Kumparak</dc:creator>
				<category><![CDATA[Headline]]></category>
		<category><![CDATA[hot]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[iphone]]></category>

		<guid isPermaLink="false">http://www.crunchgear.com/?p=26623</guid>
		<description><![CDATA[
Good news for those of you that get angry and smash lose your PDA on a regular basis: AT&#38;T is planning to expand their insurance options to include PDAs come June 2nd, 2008.
Insurance will cost $4.99 per month, with two different pricing tiers for deductibles:

Tier I: Most standard phones, $50 dollar deductible.
Tier II: High end [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://mobilecrunch.com/wp-content/razr.jpg"><img class="left size-full wp-image-2951" title="razr" src="http://mobilecrunch.com/wp-content/razr.jpg" alt="" width="150" height="106" /></a></p>
<p>Good news for those of you that get angry and smash lose your PDA on a regular basis: AT&amp;T is planning to expand their insurance options to include PDAs come June 2nd, 2008.</p>
<p>Insurance will cost $4.99 per month, with two different pricing tiers for deductibles:</p>
<ul>
<li><strong>Tier I:</strong> Most standard phones, $50 dollar deductible.</li>
<li><strong>Tier II:</strong> High end phones and PDAs, $125 dollar deductible.</li>
</ul>
<p>Contrary to some reports, these options will <strong>not</strong> cover the iPhone.</p>
<p>Insurance is only available to those initiating a new contract and those who have purchased their phones within the last 30 days.</p>
<p><small>Photo Credit: <a href="http://www.flickr.com/photos/justinbaeder/247116120/">justinbaeder</a></small><small></small></p>
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		<item>
		<title>Carphone Warehouse not practicing truthiness?</title>
		<link>http://www.crunchgear.com/2007/11/29/carphone-warehouse-misleading-iphone-customers/</link>
		<comments>http://www.crunchgear.com/2007/11/29/carphone-warehouse-misleading-iphone-customers/#comments</comments>
		<pubDate>Thu, 29 Nov 2007 19:00:31 +0000</pubDate>
		<dc:creator>Doug Aamoth</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Carphone Warehouse]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[iphone]]></category>
		<category><![CDATA[legal]]></category>
		<category><![CDATA[O2]]></category>
		<category><![CDATA[UK]]></category>
		<category><![CDATA[wireless]]></category>

		<guid isPermaLink="false">http://www.crunchgear.com/2007/11/29/carphone-warehouse-misleading-iphone-customers/</guid>
		<description><![CDATA[The BBC visited five UK-based Carphone Warehouse stores to see if rumors were true concerning customers being told that if they didn&#8217;t buy insurance on their iPhone and they happened to lose it somewhere, it would cost them at least &#163;630 and a whole new contract to replace it. 
While it&#8217;s true that they&#8217;d have [...]]]></description>
			<content:encoded><![CDATA[<p><img class="left" height="180" alt="carphonewarehouse" src="http://www.crunchgear.com/wp-content/uploads/2007/11/carphonewarehouse.jpg" width="225" />The BBC visited five UK-based Carphone Warehouse stores to see if rumors were true concerning customers being told that if they didn&#8217;t buy insurance on their iPhone and they happened to lose it somewhere, it would cost them at least &#163;630 and a <em>whole new contract</em> to replace it. </p>
<p>While it&#8217;s true that they&#8217;d have to buy a new phone, the 18-month contract would not start over.</p>
<p><span id="more-17139"></span></p>
<p>Undercover reporters were told the same thing at three out of the five stores. If they were to lose their phone, they&#8217;d have to buy a new one AND start their contract over from day one. They were also told at some stores that the insurance sold through Carphone Warehouse offered more coverage than the insurance sold by O2, the iPhone&#8217;s UK carrier. In reality, the level of coverage is the same.</p>
<p>Salespeople at Carphone Warehouse are offered extra commission for selling phone insurance and the company as a whole was fined &#163;245,000 last year for similar insurance-related shenanigans. </p>
<p>Company representatives told the BBC that such reports might be due to &quot;some element of confusion among an isolated number of sales consultants&quot; and that such complaints aren&#8217;t reflective of the entire chain.</p>
<p><a href="http://ilounge.com/index.php/news/comments/carphone-warehouse-misleading-iphone-customers/">Carphone Warehouse misleading iPhone customers?</a> [iLounge]</p>
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